This is usually used by contractors and companies that do project related work since they work on many different projects. A designated construction project general aggregate limit endorsement modifies a commercial general liability (CGL) insurance policy to make the general aggregate limit apply separately to each designated construction project. See CG 22 36 to exclude products and professional liability. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Minimum limits $5MM per occurrence/$10MM aggregate . Waiver of Subrogation endorsement in favor of City of Carson. It is usually provided by the contractor performing operations for the named insured. Same as CG 21 60 except it contains an exception for bodily injury claims arising out of the premises. This endorsement is used when no specific endorsement applies to the activities of the insured. Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). Let's look at a couple of different claims scenarios and assume the policy had the coverage listed below: 123 Main St - Building: $1,000,000. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. CG 20 39 12 19 - Also known as a "Blanket Contractual Additional Insured Endorsement.". Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. - Contract ID: 5007806. Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. Excludes coverage outside the basic policy territory (U.S. and possessions, Puerto Rico, Canada) for travel agencies. Amends policy provisions to comply with Texas Condominium Law. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). Excludes property damage to underground resources (oil, gas, water) and equipment (drilling equipment) in the insured's drilling operation. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Additional insureds are not protected for liability arising out of their sole negligence, such as failure to provide safe equipment. Adds unit-owners as additional insureds for liability arising out of common areas. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. See CG 20 33 to provide automatic additional insured status. . Only the "professional" exposure of construction management, and that of any architect, engineer or surveyor is excluded. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. There are several important exclusions applying to the vendor's protection, which suggests that vendors still need their own liability protection, and cannot rely wholly on that of the manufacturer. Not approved for general use in Texas, but could be used on a "large risk. See CG 33 92 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. . Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Provides separate coverage for the products and completed operations exposures can be provided using this claims-made form. It provides coverage similar to the CGL claims-made coverage part. Cover the liability of a parent corporation which arises from the subsidiary's operations. This endorsement should be used whenever there is a sale of products, usually components, between multiple named insureds, such as a parent and subsidiary. See CG 21 60 for an absolute Year 2000 exclusion. Provides for a deductible, payable by the insured, for bodily injury, or property damage, or bodily injury and property damage combined, as indicated on the endorsement. Excludes all liability arising out of fungi (including mold) or bacteria, including the costs of remediation. Blanket Pers Prop $ Blanket BLDG & PP $ $ $ Boiler and Machine: . Excludes bodily injury or personal injury arising out of employment practices of the insured. Same as CG 24 22, except the endorsement expands the definition of coverage territory to anywhere in the world except countries scheduled in the endorsement. Per Project Aggregates, Blanket Wavier of Subrogation Umbrella/Excess with . See CG 33 95 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 32 09 for Texas-approved form. Endorsement CG 27 15 is used to provide an extended reporting period. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. Only bodily injury coverage is afforded by principal's protective insurance. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) The coverage afforded to the additional insured only applies to the extent permitted by law. If coverage for these exposures is to be provided on the CGL, attach endorsement CG 22 69 for products liability only or CG 22 97 for products and professional liability. This is most that the insurance policy has available for all claims. Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. Heavy duty cord and thermostat for long life. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. We do not intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, or any relationship with any of these companies. Used as an alternative to mandatory endorsement CG 21 06 (above) when the insurer does not want to provide the limited exception for bodily injury damages. Designated Project Aggregate endorsements are sometimes required for contracts. Same as CG 04 28, except not limited to cause by named perils. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. It requires periodic reporting of trust properties. 2. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. CG 33 94 Texas Additional Insured Owners, Lessees Or Contractors Completed Operations. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This is a Federal Highway Administration (FHWA . This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Provides additional insured status to a designated person or organization on a contractors policy for completed operations exposures. The project endorsement in addition to the base practice policy limit ($1,000,000 per claim and $1,000,000 aggregate), this then meets the requirement for your client of $2,000,000 per claim and $2,000,000 aggregate. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). This endorsement was withdrawn from use in 2012 but reinstated in 2013. Creates an exception to the pollution exclusion to cover the escape of a pollutant specifically listed in the endorsement schedule. Excludes all liability for the product designated on the endorsement. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. Enter your official contact and identification details. Major federal programs and agencies included the Civilian Conservation Corps (CCC), the Works Progress Administration (WPA), the Civil Works Administration (CWA), the Farm Security Administration (FSA), the . CG 25 04 Designated Location(s) General Aggregate Limit. CG 25 14 Designated Location(s) Aggregate Limit. Blanket additional insured (including primary wording) Blanket waiver of subrogation; Contractor Raters Intro. Applies the general aggregate limit separately to each project of the insured. $1,000,000 per occurrence; $2,000,000 general aggregate; $2,000,000 products aggregate; Property - no restriction on value. CG 25 04 Designated Location(s) General Aggregate Limit. Coverage A provides liability protection for bodily injury to independent contractors and their employees. You could file two claims worth half a million or 10 claims worth $100,000, but when the total payout hits $1 million, your insurer starts saying no. Provides pollution liability coverage on a claims-made basis, including the cost of site clean up. (See CG 21 44). the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . Coverage for an occurrence which results in 3rd party's BI and/or PD. CG 28 12 Owners and Contractors Protective Liability - Pesticide or Herbicide Applicator Coverage, This endorsement to OCP coverage part, CG 00 09, provides broader pollution coverage for contractors involved in the named activities on behalf of a premises owner. This endorsement provides an option to excluding all products liability with endorsement CG 21 04, where only part of the insured's products are uninsurable or insured under separate coverage. Clarifies that a BYO establishment is to be considered selling, serving or furnishing alcoholic beverages. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Creates an exception to the pollution exclusion; covers escape of pollutants at an identified place and time that begins and ends within 48 hours when caused by certain named perils. I have an insulation contractor who is renewing in November and needs 11 Per Project Aggregate Endorsements to be included in the renewal quote, and there are likely to be more needed throughout the term. Inland Marine - no restriction on value. Protects a railroad company from liability arising out of operations performed on or near railway property. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. See endorsement CG 21 31 for an alternative. $1,000,000 personal & advertising injury. Mandatory endorsement (unless CG 04 37 or CG 21 07 (below) is attached). Not approved for general use in Texas. Built in stiffeners help keep the blanket tight to the PVC surface. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . Cleanup costs are still excluded. InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. - Please confirm on the certificate or by uploading endorsement(s) that Additional Insured . CG 28 33 Pollution Liability - Voluntary Cleanup Costs Reimbursement. 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