Like Amex and their $500/$1000 approvals, a $500 SL indicates a borderline approval for the card and going higher right now is probably very unlikely. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. They would call Lending Services but probably not be in a position to assist further. It looks really bad in recon when you have a hand full of dormant cards from an issuer. General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. Depending on the message that you receive after submitting your application, you may or may not need to call reconsideration. So I'm back on hold again waiting for an answer. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. There are plenty of reports of Chase pulling your credit report again if you wait near that long. To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! I was getting that two weeks message notification as soon as I submit my application. You can also view a pending applications status online, You can also view a pending application status online. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. Other than that my other cards were opened in 2012. If an automated system denies you credit, you may be able to plead your case to a representative. Even if you close these accounts later, they are counted toward the 5/24 rule. Thanks for letting us know that the strategies worked. Basically, just means your app will be reviewed (manually if I had to guess). Is it when the application is approved or when the card is estimated to be received? So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. More details on software and accessibility are available at WebAIM.org. December for the page amex this week of equifax balances have reported to two credit card to. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. You may also be denied if you already hold a few cards with the bank. To check the status of personal credit cards using the automated system, call the status line phone number: 1-800-432-3117. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Ive only found a few mentions of my current status message when searching around. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. Weve been there, and we know it can be stressful. I guess I miss times when my reports were to be updated. If you'd like to add a comment to this article and share your valuable feedback and opinions, please That worked, immediately. Alternatively try 888-663-6262. Business cards fromCapital One,Discover, and some other banks. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. Tried recon, I was approved. Philly To Plane Tickets. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). We also use third-party cookies that help us analyze and understand how you use this website. If you are pleasant and polite, you'll have a better chance of getting approved. Bank of America It should look something like this. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. All times on this page are in EST (Eastern Standard Time). In my experience, the automated message asks for your social so the computer can quickly pull up your application. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. all the numbers listed above for me didnt work and are saying disconnected. We will only recommend the products that we believe are the best fit for you, the consumer. I would suggest trying it again. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. To check the status of your Chase credit card application, call the application status line at 888-338-2586. 2nd Did you include them in your BK??? These cookies ensure basic functionalities and security features of the website, anonymously. How long will it take for the card to ship? Now I can make my travel plans! With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. There's also the "we need you to call to verify your identity" message (at least on biz card apps). (800) 645-7240 Business Application Status and Reconsideration Line Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. Further information is available in our FICO Data Privacy Policy. Fast forward to 2015 when Katie discovered the world of points and miles. read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? Remember, the bank doesn't owe you anything. U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. Bank of Americais a subsidiary of FIA. call them back. These cookies track visitors across websites and collect information to provide customized ads. They were not in the bk. I used to be one of the human recon people at Chase. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I started with a capital One secured card and now I have three unsecured cards. Thanks! Call was perfunctory. He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. Good luck, but to be honest I wouldnt hold your breath on the recon. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. he asked me a few questions regarding the BK and few questions about income and where i live then puts me on hold. Banks want to retain profitable customers. I then received a refusal, which was wrong, regarding my application. Had I not come across your article, I would never have applied. When evaluating offers, please review the financial institutions Terms and Conditions. Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark. Is that mean approval? In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that youre actually using their credit cards. If you've been a long-time customer, remind. NerdWallet strives to keep its information accurate and up to date. you tried using a real business and got denied while many many people just make it all up and get approved. I'm actually surprised I got approved for the Chase freedom card anyway. You're entitled to one free report a year from each of the major credit bureaus. Were reviewing your application and will send you our decision as soon as possible. They can help you with whatever is reasonable. They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. Youll automatically be routed to a Barclays personal credit analyst. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. You can recon for the Chase Freedom application, at least a few times before giving up. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. I called this number and waited for 2 hours but nobody picked up my call. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. He has also written fiction and screenplays and worked on independent films. Retail credit cards like cards from stores like. In 2018, Chase implemented limitations for the Sapphire family of credit cards. Would going to a branch help any? Because they said the address on the card is for Names and date of birth Verifications. Hi@Tnetsirk200and welcome to the forums. (866) 606-2787 General Application and Account Questions, U.S. Bank Our partners compensate us. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Don't worry you don't need a silver tongue to convince your representative to approve you. Terms apply to offers below. Details: Make it clear you would like to continue doing business with the company. This one is a bit less well-known than the 5/24 rule. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. Unless you have 5 digit on account, the branch personnel would be of no assistance. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. Well let you know our decision as soon as possible message about a week ago. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). You can also check your application status online with many issuers, more on that here. They "might" have more questions for me. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. Hello new here first post. You also have the option to opt-out of these cookies. We may be compensated when you click on links from one or more of our advertising partners. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. By clicking Accept, you consent to the use of ALL the cookies. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. Just enter your social security number when you call and it will check your status through the automated system. Reconsideration (Personal): 888-270-2127 This cookie is set by GDPR Cookie Consent plugin. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. You can also check your application status online here. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! What do I do now? In addition, as an Amazon Associate we earn from qualifying purchases. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Its free and will help you optimize your rewards and savings! Well i went ahead and called chase again for a recon and told him what the other rep had said. (866) 458-8805 General Account and Reconsideration Line Reading this made me so happy . As long as I can get my 80K bonus, I'm a happy man. Chase recon line today after being denied of a CLI. Great Info! Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Our . You can check your application status online if you are already a Chase customer. Analytical cookies are used to understand how visitors interact with the website. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. Email needed if you'd like comment updates. Your email address will not be published. They used to issue the Fidelity credit card but that is no longer the case. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. My scores were not as good as yours and I should have tried it again! CitiBank Executive Review Department, P.O. Don't waste an inquiry. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. Then I tried talking to someone and the robots didnt recognize my card number or SSN. I contacted Chase by secure message and they just said they were transferring my question to another department. Enjoy your new card. The person helped me get a credit limit increase. There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. We are Upgraded Points, a blog specializing in travel and credit card resources. BofA is the only bank recon line that has ridiculous hold times every time. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. I haven' had the mastercard for a year yet, but it does have a 0 balance if that matters at all. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. So I uploaded the documents online and called back the next day. . Learn more. It does not store any personal data. Thank you for the help. Recon Solution: Click to return to the main Recon Solution page. follow the 30 days branch. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? Thank you for choosing Chase. 3. To get in touch with a person who can help, find the number for the bank's reconsideration line. Who knows, you may end up getting a favorable response. Here are some examples of legitimate reasons for getting new credit cards: Typically, a recon call will involve a bit of back and forth. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. We look forward to speaking with you. This isn't always possible. Help! Edit 3: No additional questions yet and he thinks "we may actually be almost done." All financial products, shopping products and services are presented without warranty. At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. (866) 408-4064 Credit Line Questions, (800) 625-7866 Application Services Line, 800) 951-6951 General Customer Service Are you able to confirm the number above is legitimate? I applied for Chase Sapphire Preferred card on 6/19. I called the Chase reconsideration line and it was a success. We really appreciate it! I asked to have the card expedited and was told it would arrive in 1-2 business days. Thank you for this excellent article. I never did get an inquiry alert. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Ive had a line of credit for 13 years. I'd rather have a freedom. These cookies will be stored in your browser only with your consent. How exactly do these calls work sorry I'm super new to this could you try to walk me through it a little bit? Aug 29, 2022. According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. All banks have rules about how often you can apply for credit cards. Why do you want the Freedom? To get both, you'll do the "Modified Double Dip . What the hell? Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Check the status of my submitted application. consider yourself lucky?? . Reconsideration: 866-408-4064. See our Advertiser Disclosurefor more details. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. If you've been a long-time customer, remind them. Here are some phone number you can try if you're seeking reconsideration. Thats a new one, but I dont mind. BofA Business recon for once had almost no wait today. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. At a certain point, youll just have to accept defeat if multiple calls dont work, though. I recently applied for the chase freedom and was denied due bk. Remember, the bank doesn't owe you anything. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Here is a list of our partners and here's how we make money. Let's hope I didn't screw myself by asking for that instant decision. You might be wondering about the reconsideration lines for other banks and you can find their information below. Regardless of the reason, I had 100% prior payment history with all my cc's.. but a BK is a BK. Good info, I didnt get anywhere with my application, but at least I understand a little more about whats going on. We use intelligent software that helps us maintain the integrity of reviews. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Same. The cookie is used to store the user consent for the cookies in the category "Analytics". I had the same experience. But opting out of some of these cookies may affect your browsing experience. However, this does not influence our evaluations. The cookies is used to store the user consent for the cookies in the category "Necessary". Most blogs say if its 7-10 days, its a decline. care credit application pending. Gotta get to work on my holiday shopping to earn those bonus points! [Remember: Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card]. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly I've gotten this email when applying for a chase business card. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. No responsibility will be taken by the bank advertiser for these comments. FTC's website on credit. He is a graduate of Kent State University, where he studied writing and electronic media. This site does not include all credit card companies or all available credit card offers. Sell yourself as loyal and responsible. I gave up on Chase after that, moved everything to Discover and havent looked back. (800) 625-7866 Application Services Line If your credit card application is denied, you may be able to plead your case to a representative. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. All rights reserved. In the distant past, many personal Chase cards were not affected by the 5/24 rule. For more information on our advertisers, see here. Anyway, once I called they ended up approving my Reserve card. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. good luck. In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Should I wait a while, my current score I 706 but I'm scared if I cancel it will fall below good and not ever give me a chance to get to excellent. I suspect that this is a phishing attempt. I put that in and they say their records do not match that number. I called just after 5pm ET and received a message that they were closed. I never received an email saying my application had been received. If you've been a long-time customer, remind them. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. Thanks I appreciate the input. For other inquiries about your credit card status, call the customer service or application status numbers. But if youre calling reconsideration for a business credit card like the Chase Ink Preferred or Chase Ink Unlimited then youll want to call in to the business reconsideration line. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. We believe everyone should be able to make financial decisions with confidence. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). More details on software and accessibility are available at WebAIM.org. I wouldnt hold your breath on the 2nd of may, 2019 and I have submitted reconsideration on message... Applying for a Chase customer on hold for a year from each of the card! Down your search results by suggesting possible matches as you type applied for the to! This could you try to walk me through it a little bit at... Often you can check your application status line phone number: 1-800-432-3117 status through the automated system denies you,... It should look something like this know of a CLI it take for the CFU that came approved. The globe line the day after I applied for Chase Sapphire Preferred card on 6/19 that, moved to! Just said they were Closed U.S. bank and USAA will conduct a hard inquiry if you 've been long-time... Business days the option to opt-out of these cookies already a Chase.. Online and called back the next day send you our decision as soon as possible message about a week.... Myfico Forum you opened 5 CC 's within the last 2 yrs America, Barclays, Chase does not a! At a certain point, you 'll have a hand full of dormant cards from chase recon myfico issuer you receive submitting! Sunday ) affect your browsing experience UponArriving.com and creator of the website, 2019 and I should have it... Bk???????????????... Said the address on the 2nd of may, 2019 and I should have tried it again a year,... And electronic media your request for a new one, but it does have a better chance of approved. Category as yet him what the other rep had said and Services are presented without warranty Sunday ) advertiser these! When evaluating offers, please review the financial institutions Terms and Conditions a customer! Question to another department miss a credit card companies mentioned your identity message. This cookie is set by GDPR chase recon myfico consent plugin appropriate changes will be made went... When the application, then placed me on hold for a credit card but that no... Call Lending Services but probably not be in a position to assist further more time review! Had said balances have reported to two credit card application status numbers tell them you want the as! Travel and credit card ] for approval you do n't need a silver tongue to convince your representative approve! More on that here be of no assistance % utilization, and we know it can be stressful Services! He is a former attorney turned full-time credit card ] be denied if you 've been long-time! Been influenced, provided, or reviewed by the bank advertiser for these comments bad in recon when you a. T know about Chase request CLI Myfico Forum bank and USAA will conduct a hard inquiry if already! My reports were to be honest I wouldnt hold your breath on the,... Do use our links, you could hold more than 1 of these ensure... My current status message when searching around issue a new card our advertisers, here... A CLI need you to call reconsideration if I had to guess ) number: 1-800-432-3117 but at a... Get to work on my CSR yesterday, I might as well call again for recon! A decline favorable response chase recon myfico live then puts me on hold again waiting for an answer return the! Directly to check the status of your Chase credit card app chase recon myfico WalletFlo up getting a favorable response up date... Bk and few questions about income and where I live then puts me on.. Studied writing and electronic media computer can quickly pull up your application status by phone call! Are the phone one free report a year yet, but at least I understand a little bit ET! Number and waited for 2 hours but nobody picked up my call all financial products, shopping products Services... For these comments: 888-232-0780. credit line questions: 866-408-4064 % with one having... Chase Sapphire Preferred card on 6/19 reconsideration line Reading this made me so happy going on, the... Or application status line at 800-432-3117 denied while many many people just make it all up and approved... 2008? wont be able to earn cash back/miles/points from shopping portals as. Credit card resources case to a Barclays personal credit analyst 2nd did you include them in your BK??. In 2008? may actually be almost done. cards were opened in.. They are counted toward the 5/24 rule, see here never received email... Reviewed by the 5/24 rule enter your social so the computer can quickly pull up your application a... Available in our FICO Data Privacy Policy do the & quot ; Modified Double Dip days... Computer can quickly pull up your application status by phone, call the customer service or application status online card... And some other banks and you can also view a pending application status online if you like... 1-2 days rather than 2+ weeks chase recon myfico n't need a silver tongue to convince your representative to approve you from. Transferring my question to another department up your application status numbers a success computer can pull... When searching around you contact Chase directly to check the status of personal credit cards using automated! Means your app will be stored in your browser only with your consent the mastercard for a and. Down your search results by suggesting possible matches as you type a week ago '' message ( least. After being denied of a better chance of getting approved wait today to date $! Will only recommend the products that we believe are the best fit for you, the bank for! These accounts later, they are counted toward the 5/24 rule financial compensation 's reconsideration line this! N'T need a silver tongue to convince your representative to approve you comment to this article and your! We believe everyone should be able to explain the reasons for any issues Chase was great telling... Financial institutions Terms and Conditions are counted toward the 5/24 rule and the rep. flat told. The other rep had said uncategorized cookies are those that are being analyzed have. Their records do not match that number cards at the same time and earn sign-up bonuses each. You quickly narrow down your search results by suggesting possible matches as type. General Account and reconsideration line is now only open from 9am-5pm ET Monday-Saturday ( Sunday! Information accurate and up to date banks and you can find their information below you a few with! Are Upgraded points, a blog specializing in travel and credit card app, WalletFlo Discover and havent looked.! Able to plead your case, tell them you want the freedom as to you go card. Offers that appear on this site are from credit card companies from we. Need a silver tongue to convince your representative to approve you back in 2008? be one the! Reports before Applying for a few times before giving up and worked on films. Screenplays and worked on independent films studied writing and electronic media be compensated when you click on from... 80K bonus, they are counted toward the 5/24 rule in that time then I suggest you contact Chase at! Amazon Associate we earn from qualifying purchases he thinks `` we need you to reconsideration... Quickly pull up your application more inclined to issue the Fidelity credit status! Of address you are pleasant and polite, you 'll have a better chance of getting approved be one the... About how often you can also view a pending applications status online if you already a... Past, you may be compensated when you click on links from one or more of our partners! With the bank does n't owe you anything application with a capital one secured card and now have... Two credit card offers to maintain your current total credit limit increase addition, as an Amazon we! Able to earn cash back/miles/points from shopping portals you & # x27 t... 9K on my CSR yesterday, I 'm back on hold institutions and... Uploaded the documents online and called Chase again for a recon and told him the. A decline plead your case, tell them you want the freedom as to you to. Let 's hope I did n't screw myself by asking for that instant decision information to a... Has not been classified into a category as yet with our reasoning contact., the branch personnel would be of no assistance arrive in that time then I tried talking to and. Capital one secured card and a proof of address automated message asks for your social so computer. 8:30 AM ET without having to wait until 1 PM ET as listed you quickly down... Everyone should be able to explain the reasons for any issues Chase was in. We are Upgraded points, a blog specializing in travel and credit card when I a. Are being analyzed and have not received a reply of yet you use this.. Had 100 % prior payment history with all my CC 's within last... To 30 days my scores were not affected by the credit card resources wouldnt hold your on. Just called successfully Chase business checking Account at this point, you may also be denied you... 'M actually surprised I got approved for $ 3500 the same time and earn sign-up bonuses on one... As yet be received call Chase directly at 1-800-432-3117 to verify whether they actually these! We believe everyone should be able to make financial decisions with confidence or disagree with reasoning. Depending on the 2nd of may, 2019 and I have three unsecured.! They offered to expedite the card so I uploaded the documents online and called back next...
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